Made It Through Mum

For some, part of having an HMO is securing a letter of approval (LOA) for laboratory tests requested by doctors to help them diagnose health problems accurately. These tests include blood tests, urinalysis, chest x-ray, among others.  A letter of approval basically confirms that such tests are indeed part of a member's HMO coverage and authorizes the diagnostic clinic to proceed with the requested tests. However, securing an LOA may mean going through a process that can be slow and inconvenient sometimes: A medical attendant gets your card, then calls the HMO provider to advise them of the laboratory test that needs to be done. Afterwhich, the patient waits for the approval.  Now, Medicard , a leading health maintenance organization in the Philippines, takes the hassle out of getting LOA as it introduces Medicard Online LOA -- an online application that allows you to easily request for a letter of approval for your laboratory and diagnostic tests in the comfort ...