Made It Through Mum

Ctto ​ Travelling is a great way to unwind and enjoy what life has to offer, but that doesn’t mean that you shouldn’t be mindful of your safety. Scams abound in every part of the world.  As the travel industry grows in popularity, scammers and other criminals are also growing in numbers, devising ways to trick unsuspecting tourists from transportation overcharge and forced purchases to ATM skimming and credit card fraud. PSBank advises travelers to exercise caution when setting foot in foreign lands. Here are some safety measures you can take for a scam-free and enjoyable vacation: Inform your bank or Credit Card Company if you're travelling outside of the country.  Although most banks have systems in place where they will send you an SMS alert to confirm a purchase before they are processed, and/or a text message and email notification to inform you of your transactions, you will be helping your bank monitor and secure your accounts fr...

People are wired to be social creatures. Twitter, Instagram, and Facebook have capitalized on this human need to enormous success. Facebook alone has almost two billion monthly active users as of May 2017.  However,   there’s a dark side to   the popularity of social media. Scammers and cybercriminals go where there’s money to be made .  The Philippine National Police Anti-Cybercrime Group (PNP ACG) recently revealed that online scams are still the most prevalent, with 555 cases reported in 2016 until the first quarter of 2017.  As Filipinos  are known to be the most active social media users in the world, PSBank believes that it is important to be very cautious in using these platforms. To help you avoid being victims of  social media  scams, here are some tips from PSBank on how to identify and outsmart these scammers: Know who you are dealing with . If one of your contacts asks for your personal information or money through soc...

Philippine Savings Bank (PSBank), the thrift bank arm of the Metrobank Group, has declared a deadline for deactivating all its non-EMV cards in line with its thrust to provide clients with more secured products and services.  In a statement, PSBank said “All non-EMV PSBank cards can no longer be used beginning September 1, 2017.” With this, it is encouraging all its clients to replace their non-EMV cards now at any PSBank branch. If it is your first time to replace your card, it is FREE of charge, PSBank said. The Bank started to issue EMV chip-enabled cards as early as January 3, 2017. All its more than 600 ATMs are already EMV-ready.  PSBank debit and prepaid card accountholders can simply visit any branch to get their card. They simply need to bring their old card and one government-issued valid ID. On the other hand, for PSBank Flexi accountholders, their card will be delivered via courier to their office address while their PIN will be delivered sep...