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Showing posts with the label BDO Network Bank (BDONB)

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Sunrise Trail Hike at Masungi Georeserve: An Empowering and Meaningful Birthday Celebration

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Since I was a child, as soon as June approaches, I feel thrilled because it's my birth month. I don't eagerly anticipate gifts, but rather the greetings from family and friends. It brings me joy. I am easily pleased. It doesn't take much to make me happy. Whenever I am asked what I want for my birthday, my usual response is "nothing" or "I don't know; I can't think of anything I want or need." I am not materialistic. I am happy. I am healthy. I am blessed with family and true friends. Feeling ko nasa akin na ang lahat and I prefer inner peace. Fancy that! Haha. I find more joy in giving, whether to family, friends, or even strangers. But this time, I said, "Lord, can I give myself a gift this time?" Since a retreat in Batulao is not possible yet, I scheduled a day for myself for a pampering session at the mall. I want to have a massage, facial, manicure/pedicure. I simply wish to unwind and disconnect from the online world for an entire...

Coco Martin's Advice: Find A Dependable Business Partner

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Coco Martin, a BDO Network Bank brand ambassador and Batang Quiapo star believes that devoting your full commitment and focus to establishing a business is crucial. "Don't enter a business if you're not knowledgeable about it and if your passion isn't there. When you start a business, you should know it inside out. It's difficult to enter a business just because a friend or relative encouraged you, saying 'You'll earn well here.' If you're not giving 100 percent focus to a business, it definitely won't be successful," Coco said.  He also mentioned that having a dependable bank partner is a big assist in growing the firm. To him, it is preferable to take out a bank loan rather than spend one's savings. "Filipinos are quite conservative. It's better not to directly take out your money. The bank helps you with how to further expand your business," Coco explained. "Many businesses have closed down and failed. We're lu...

Emergency fund, mahalaga ba talaga?

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  Noong pumasok ang COVID-19 virus sa bansa, karamihan sa mga nagkasakit ay hindi ready sa malaking gastusin dahil walang emergency fund. Ano nga ba ito at bakit importanteng magkaroon ng pondo para dito?  Ang emergency fund ay ang itinabing pera na maaaring gamitin anumang oras na kailanganin ito. Ito ay tinatawag din na “contingency fund” kung saan ang kabuuang halaga ay maaaring pang-tawid gastos ng tatlong buwan hanggang isang taon.  Ayon sa mga financial expert, mahalaga ang may emergency fund para hindi mahirapan kung saan kukuha ng pera pag nagkaroon ng hindi inaasahang pangyayari gaya ng pandemya. Mainam na may naitabing pondo para walang pag-aalala sa gastusin kung mayroon mang magkasakit na isang miyembro ng pamilya, may nawalan ng trabaho, o masalanta ang bahay o tanim dahil sa mga natural disaster tulad ng bagyo, lindol, tagtuyot o pagbaha.   Guide sa pagbuo ng emergency fund Payo ni Albert O. Quiogue, first vice president ng BDO Network Bank (BDONB)...

Olympic gold medalist Hidilyn Diaz, may payo sa Overseas Filipinos na nais magnegosyo

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Bilang isang first-time small business owner, at ngayon ay business management scholar, may ilang tips si Olympic gold medalist Hidilyn Diaz para sa gustong negosyo. Una, araling mabuti ang negosyong papasukin . Mag research muna tungkol sa pagnenegosyo.  “ Mas okay na alam natin ‘yong pinapasok nating business. Dapat pinag-aaralan muna .” kwento ni Hidilyn. Pangalawa, humanap ng mentor sa pagnenegosyo. Sa propesyon ni Hidilyn na weightlifting, mayroon siyang coach na gumagabay. Ganon din sa pagnenegosyo.  Pangatlo, alamin ang mga oportunidad para sa negosyo.   Ang additional capital ay hindi kailangan manggaling lamang sa savings o sa kamag-anak at kaibigan. Maaari ring kumuha ng pondo mula sa bangko.  Ayon kay BDO Network Bank (BDONB)  senior vice president at MSME group head Karen Cua, "Ang BDONB ay bangko para sa micro-entrepreneurs. Sa tulong ng aming Kabuhayan Loan, napopondohan namin ang pangangailan ng negosyante sa kanilang business operation at expans...

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