Made It Through Mum

  BDO Unibank, Inc. (BDO), has disclosed plans to increase the capital position of its rural banking arm BDO Network Bank (BDONB), by up to P2.0 billion, to be funded through the issuance of primary common shares. The capital increase will allow BDONB to support the sustained expansion in its salary loan and micro small & medium enterprises (MSME) portfolios, which have a compounded annual growth rate (CAGR) of 28% over the last 3 years to P37 billion. Further, this will enhance BDONB’s ability to cover and serve more markets, particularly the unbanked and the underserved segments of the population. BDONB’s major shareholders, BDO, with an 85% stake, and Osmanthus Investment Holdings Pte. Ltd, with a 15% stake, have committed to participate in the capital-raising activity up to their proportionate shares. The capital plan will be implemented through periodic subscriptions of primary common shares up to P2.0 billion. The capital-raising plan will be subject to regulatory app...

  What if you suddenly found yourself on the receiving end of a windfall? What if years ago, a relative died and no one knew about the insurance policy that was left behind for you? When people think about life insurance, top of mind would be the most important things: provide money for loved ones upon death, defray costs in the event of a medical emergency or illness. While those are all true and cover the most important uses of life insurance, what if those were already covered and now you are the unexpected recipient of a large amount of money. Beyond the basics, this insurance claim can give you financial wiggle room for your needs and wants. Here are five other ways you can spend your insurance claims: 1. Use it to pay estate tax Unexpected death usually leaves behind a lot of financial loose ends, and among those, estate taxes can be the biggest expense that you need to deal with. Fortunately, a windfall can provide you with the resources you need to settle those taxes, s...

  At its Board meeting held on March 26, 2022, the Board of Directors of BDO Unibank, Inc. (BDO) approved the declaration of stock dividends equivalent to 20% of the Bank’s outstanding capital stock, as well as an increase in its authorized capital stock (common shares) from 5,500,000,000 to 8,500,000,000 shares, and the amendment to the Bank’s Articles of Incorporation to reflect the increase. These will be presented and endorsed for approval to stockholders at the Bank’s Annual Shareholders’ Meeting to be held virtually on April 22, 2022. The stock dividend declaration is a testament to BDO’s commitment to continue investing in the business and provide consistent, steady returns and value to its shareholders. Shareholders will gain additional shares which they can keep for the long haul and grow in value, or in case they need liquidity, sell through the stock market at their discretion. The additional shares from the stock dividends will also be eligible for future cash dividends...

Everyone’s favorite crispylicious and juicylicious Chickenjoy is still the top choice for the best bonding moments with the family No family bonding moment is complete without good food to bring us all together. That’s because moments shared with loved ones become better and even stronger when everyone is having a delicious meal to bond over with. That’s why to make bonding moments with your family the best, it’s only right to give them the best and easiest choice—Jollibee Chickenjoy: everyone’s favorite fried chicken. The crispylicious, juicylicious Chickenjoy is something everyone keeps coming back to! It’s the best-tasting fried chicken that is loved by many; everyone asks for it and nobody says no to it, especially when the whole family’s gathered together at the dining table. The joyful feelings that Chickenjoy brings to everyone are shown in their latest campaign ad which features a modern and refreshed version of the classic Jollibee jingle, “I Love You, Sabado.” You can watch ...

  Buying or selling a property is a huge decision that requires a lot of weight behind it. You should be able to sell your property when you're ready, but the market, your finances, and dozens of other items can quickly get in your way. The same goes for those who are eager to buy. These are the top things to look for when you're considering buying or selling real estate and why they matter! Your Finances Are your finances stable? If they're fine, you're safe and don't have to worry about selling as quickly. If, instead, you've been struggling to cover any bills, you must take a step back and consider selling soon. Unfortunately, many homeowners buy without realizing they're digging a deep debt well for themselves. Take the time to explore yourself out of it by selling your property before it can pull you down deeper. Upcoming Life Changes Do you have any major life changes expected soon ? Are you expecting a partner to move in with you? Are you expect...

  NAPANSIN ni 2020 Olympic gold medalist Hidilyn Diaz na hindi madaling makapag-bangko sa mga probinsya dahil sa layo ng mga bahay mula sa bayan kung saan naroon ang mga bangko.  Halimbawa na lamang ang mga beneficiary o kamag-anak ng mga overseas Filipinos na kailangan pang bumyahe ng ilang oras para lang makapunta sa pinamakalapit na ATM at i-withdraw ang mga padalang remittance.  Kaya laking gulat ni Hidilyn nang makakita sya ng mga Cash Agad point-of-sale (POS) terminal na naka-istasyon sa iba't-ibang micro and small business establishment sa kanyang hometown sa Zamboanga. “Friendly-neighborhood ATM” Ang Cash Agad ay serbisyo na inilunsad ng BDO Unibank noong 2014 kung saan ang mga ATM cardholder ay maaaring makapag-withdraw ng cash gamit ang mga Cash Agad POS terminal sa pinakamalapit na partner stores sa kanilang lugar.  "May Cash Agad sila, kaya nasabi ko noon meron palang ganyan? Kasi nga, galing ako sa iba't-ibang lugar at nakita ko na walang ATM sa mga luga...

  If you constantly find your kid drawing in a corner or creating visual designs on their iPad, you know it’s time to take it to the next level. Premier Apple partner Power Mac Center (PMC) is opening this year’s summer art camp to welcome kids to a whole world of digital wilderness where they can develop their talent and pursue what they like through Apple technology. From April 19 to August 30, 2022 , PMC’s official training arm – PMC Business Systems, Inc. (PBSI) – will be offering “Design Trail for Kids” with six special courses covering comics creation, 2D animation, game design using various software, and building trendy filters and 3D effects. Sessions will be conducted online for kids aged 7 to 15 years old. “Children have an active imagination, and it’s important to provide them creative outlets while also prioritizing their safety and well-being amid the pandemic. This summer, Power Mac Center goes all out in creating opportunities for kids to explore ideas and enhance th...

  Shop online for big savings on your health essentials and more as The Goodwill Market once again, holds its payday flash sale on March 31!  The Goodwill Market is an e-commerce platform that makes it easy to purchase healthy and better choices for your health and wellness needs. Their curated online catalogue carries immune-boosting supplements, pantry essentials, healthy snack alternatives, personal care items, and even baby care products so your whole family can enjoy the benefits of holistic wellness. The payday sale offers great deals on your favorite brands, with discounts of up to 50% off. What’s more, there are even freebies for select purchases! To make your shopping needs even more accessible, installment plans are available for P3000 worth of purchases via BDO.  The Goodwill Market offers hassle-free and secure shopping. Simply click on The Goodwill Market website and start adding items to your cart, then wait to have their orders delivered conveniently to you...

    ASSIST and Pfizer Philippines Foundation have partnered for healthcare and educational services for underserved women in the town of Balayan, Batangas. Photo shows the ASSIST team with Councilor Carlos Ermita-Alvarez (4 th  from right) during the site visit to Balayan, Batangas. Keeping with its commitment to promote and enhance public health among local Filipino communities across the country, Pfizer Philippines Foundation, Inc. (PPFI) has partnered with Manila-based international non-governmental organization (INGO) Asia Society for Social Improvement and Sustainable Transformation (ASSIST) for a program called  Likayan  to raise awareness on breast self-examination (BSE) techniques for early detection of breast cancer. As part of the partnership, PPFI and ASSIST have begun administering healthcare and educational services to underserved women in the town of Balayan, Batangas. Their efforts mainly involve the teaching of breast self-examination tec...

  #SpeakOut 1 out of 4 or 25% of Filipinos, aged 15-49 , is revealed to have experienced some form of violence during the ongoing health crisis. This includes verbal abuse, which has become a hidden battle faced by most women regularly. Verbal abuse can often be confusing not just for the survivors but also for the abusers because it manifests differently—gaslighting, judging, blaming, name-calling, condescension, and verbal threats, among others. According to the  Gender Watch Against Violence and Exploitation (GWAVE), verbal abuse often contributes to psychological abuse experienced by women and can be penalized as a violation of RA 9262 or the Anti-Violence Against Women and Their Children Act of 2004 . “Violence in the homes is not ‘away pamilya’ and is everybody’s concern,” says GWAVE Executive Director, Sheema Bajana-Samson. “People should be vigilant and watch out for signs of abuse through what is heard verbally and body language as well.” GWAVE is one of many non-go...

  Finding ways to continue elevating the payment experience of Filipinos, Bayad and BDO Unibank, recently joined forces to expand the roster of bills customers can pay through various BDO channels.  Bayad, the most trusted payments authority in the country, is now boosting the bills payment capability of BDO, by allowing Meralco Postpaid, Prepaid (KLoad), and Radius Telecoms customers to pay their bills with real-time posting through BDO’s over 1,500 branches nationwide, and BDO Online Banking channel.  The partnership delivers greater convenience and accessibility to the growing users of Meralco Postpaid, Prepaid (KLoad), and Radius Telecoms nationwide with Bayad as a bills payment partner.  Both Bayad and BDO have been expanding their bills payment network to make transactions faster, more convenient, and safer for customers in light of the pandemic.  “We are very cognizant of how convenience plays a crucial role in customer experience. Our Bills Payment facil...

  Next stop for sing-along songs and danceable tunes at the Fox Theatre in Redwood City, California on March 26 ABS-CBN International and TFC Events’ return to live shows proved to be auspicious as the Los Angeles leg of Revelation: The Concert Tour in the U.S. was well-attended. Stellar artists Dingdong Avanzado, his wife Jessa Zaragoza, and their daughter Jayda had the Alex Theater chockfull of fans from various parts of California, some coming as far as Arizona. It was clear that the audience has been looking forward to in-person events after staying home these past two years since the pandemic began. Annabel De Leon of Rancho Cucamonga happily declared, “Finally we had the chance to get together and connect.” Avanzado assured the crowd that their only job that night was to have fun, and fun was had as the concertgoers were treated to an array of songs that took them down memory lane. The original Prince of Filipino Pop, Avanzado, and his wife, Zaragoza, touted as the P...

  On World Oral Health Day, Cleene CLIO invites everyone to celebrate by practicing proper oral healthcare with their families. A product of proudly Filipino company PHILUSA Corporation, Cleene CLIO has been an ardent supporter of this global oral health initiative, especially with oral care given less priority during the pandemic when accessibility to dentists and visits to oral health facilities were challenging at the height of the lockdowns. To emphasize the importance of good oral health practices at home, Cleene CLIO has partnered with Manila Water Foundation and Philippine Dental Association to provide oral health kits to various barangays and schools as part of this year’s World Oral Health Day activities. Over 2,000 health kits containing Cleene CLIO toothbrushes and Dental Floss Premium from Cleene CLIO and PHILUSA were distributed to 12 barangays and the chosen hygiene facility in Dinalaonan Elementary School in Pangasinan. And as a special treat for World Oral Healt...

The limitation of face-to-face interaction during the COVID-19 pandemic led most businesses and employers to find recourse in digital technologies to keep their operations running. The pandemic has been truly disruptive for industries. However, it also brought out opportunities that made options such as remote work, automation, and data-driven decision-making, among others, immediately feasible. The pandemic accelerated the adoption of technologies that could also ensure continuous growth and recovery in the new normal. Among the most notable technologies that have seen growth during the pandemic is that of cash management services. BDO Senior Vice President and Cash Management System Head Carlo Nazareno explained that the importance of effective Cash Management Services (CMS), especially for SMEs, became undeniable during the pandemic. “Cash management consists of the strategies and processes that allow businesses, from SMEs to the top 500 or top 50 corporations, to move cash around...

  IT’S AN EPIC CELEBRAT-10-N: LAZADA CELEBRATES 10 YEARS OF PIONEERING ECOMMERCE IN THE PHILIPPINES ● In-app Time Machine feature takes shoppers through their Lazada journey across the years ● Signature Lazada Super Party returns with exclusive performances as part of LazLive’s special 10-hour countdown program to Epic 10th Birthday Sale Marking 10 years of trailblazing the growth of eCommerce in Southeast Asia, the region’s leading eCommerce platform Lazada invites shoppers on a personalized journey through Time Machine, an in-app feature celebrating special moments that added to consumers’ lives across the years. In a 10th anniversary special, Lazada’s LazLive channel also packs in 10 hours of non-stop Livestream programs, exclusive giveaways, and celebrity performances at its signature Super Party, counting down to Lazada’s Epic 10th Birthday Sale that starts at midnight on 27 March. Laz go back in time for an epic eCommerce journey! As Lazada celebrates some of the biggest eCo...

Bilang isang first-time small business owner, at ngayon ay business management scholar, may ilang tips si Olympic gold medalist Hidilyn Diaz para sa gustong negosyo. Una, araling mabuti ang negosyong papasukin . Mag research muna tungkol sa pagnenegosyo.  “ Mas okay na alam natin ‘yong pinapasok nating business. Dapat pinag-aaralan muna .” kwento ni Hidilyn. Pangalawa, humanap ng mentor sa pagnenegosyo. Sa propesyon ni Hidilyn na weightlifting, mayroon siyang coach na gumagabay. Ganon din sa pagnenegosyo.  Pangatlo, alamin ang mga oportunidad para sa negosyo.   Ang additional capital ay hindi kailangan manggaling lamang sa savings o sa kamag-anak at kaibigan. Maaari ring kumuha ng pondo mula sa bangko.  Ayon kay BDO Network Bank (BDONB)  senior vice president at MSME group head Karen Cua, "Ang BDONB ay bangko para sa micro-entrepreneurs. Sa tulong ng aming Kabuhayan Loan, napopondohan namin ang pangangailan ng negosyante sa kanilang business operation at expans...