BDO declares Cash & Stock Dividends

At its meeting held on December 3, 2022, the Board of Directors of BDO Unibank, Inc. (BDO) approved the declaration of regular cash dividends on common shares in the amount of P0.30 per share for the 4th quarter of 2022, payable on December 29, 2022 to all stockholders on record as of December 20, 2022. 

The Bank likewise received approval from the Securities & Exchange Commission (SEC) on Nov. 29, 2022 for its stock dividends equivalent to 20% of current outstanding. To recall, BDO’s Board of Directors approved on March 26, 2022: the declaration of 20% stock dividends; an increase in its authorized capital stock (common shares) from 5.5 billion to 8.5 billion shares, and; the amendment to the Bank’s Articles of Incorporation to reflect the increase. These were subsequently approved by stockholders at the Bank’s Annual Shareholders’ Meeting held on April 22, 2022, and by the Bangko Sentral ng Pilipinas (BSP) on September 15, 2022. The record date for the stock dividends has been set for December 15, 2022, with payment date set for December 29, 2022.

The P0.30 cash dividend will also apply to the additional shares arising from the 20% stock dividend declaration. 

The cash and stock dividend declarations reflect BDO’s commitment to provide consistent, steady returns and value to its shareholders, while at the same time, continue to invest in its business. The hike in authorized capital stock provides flexibility to increase capital if needed during periods of rapid growth or should attractive opportunities arise. This will allow BDO to continue to expand its business, strengthen its franchise, and deliver quality earnings for long-term sustainable growth. Note that BDO’s ability to expand its business is dependent on business conditions and its financial position.

A Simple Guide to Gentle Parenting

As poet and philosopher Rumi once eloquently said, “raise your words, not your voice. It is rain that grows flowers, not thunder.” Parenting is a challenging journey, and the truth is that nobody has everything figured out. One parenting style might suit others best, and some might favor other methods. 

However, children respond better to a calm demeanor, so it’s best to avoid dealing with them with anger. Gentle parenting is a transformative style that can help you raise confident, independent, and, most importantly, happy children. This method involves empathy, respect, understanding, and setting healthy boundaries. 

How can you incorporate gentle parenting into your daily life? Here are helpful tips to create a healthy relationship with your kids: 

1. Comment on the action, not the person. When speaking to your child, try to separate the action from the person. Instead of saying, “you’re being mean to your brother,” rephrase it and instead say, “I don’t think your brother appreciates what you did. Let’s try something else and see how he responds.”

The former is focused on the child, while the second is focused on the action. Focusing on the action removes the finger pointing and blame, and emphasizes what he is doing wrong. 

2. Walk the talk. Children follow what you do, not what you say. If you want your children to become kind and respectful, you should model all kinds of kindness. You should not only teach them how to be kind to others but also to themselves. 

One way to do this is by showing them how to do it. If you and your spouse are arguing, do it privately. Always be respectful to each other in your child’s presence. Exemplify kindness to yourself by taking care of your mind and body. 

3. Reinforce positive action. Instead of saying no and making your child feel bad, try a different approach, set clear boundaries, and focus on the action that you are asking of your child. 

One approach to try is by stressing the desired positive action, rather than asking them to stop the negative action. If your child is being rough to other children in the playground or at school, you can try saying, “be more gentle with the other kids,” instead of yelling “stop that!” Treating them with kindness will encourage them to pass it forward. 

4. Support their dreams. Gentle parenting involves a better understanding of your child’s hopes and aspirations. Show interest and nurture their interest and passion. Help them make their visions become reality by preparing for their future needs. 

All parents, in their great love for their children, want to give them everything they need, and most especially help them fulfill their dreams. Unfortunately, supporting these dreams can be costly. But with AIA Philippines’ Future Scholar, any parent who wishes to make those aspirations happen can be within reach. Future Scholar is an insurance product that gives guaranteed cash payouts that can help fulfill your child’s ambitions. There’s no better way to show your love for your child than ensuring that you can provide for their dream, no matter what happens in life.

Aside from guaranteed savings, Future Scholar has an investment component so you can look out for your child financially even after they graduate from college. Moreover, you can choose to build your child’s savings funds in five years or until he reaches the age of 17. 

In addition, Future Scholar gives you peace of mind. Whatever happens, your child will have money set aside for his future needs. Aside from that, your child or your chosen beneficiary can also be entitled to an additional lump-sum cash benefit should anything untoward happen to you.

“We know that the pandemic and the volatile economy has made everyone insecure about their savings. As a parent myself, I understand every parent’s desire to ensure that there are guaranteed benefits intended for their child’s future,” said Tennyson Paras, AIA Philippines’ Head of Products. “And this is what we had in mind when our Products Team designed AIA Future Scholar. We wanted to make sure that no matter what happens, a healthier, longer and better life awaits our children.”

Click here if you want to know more about Future Scholar and how it can help you support your child in fulfilling his dreams. 

My Takeaways from the Queen during the BSP FinEd Stakeholders Financial Self-Care 101: Boosting Your Financial Health

“I believe that through knowledge and discipline, financial peace is possible for all of us.” – Dave Ramsey

Last Nov 23 during the BSP FinEd Stakeholders Expo 2022, I was fortunate to have witnessed the Queen as a panelist who gave tips and advice toward the financial goal during the Financial Self-Care 101: Boosting your financial health. 

We usually get to watch Ms. Universe 2015, Pia Wurtzbach raises awareness on different important issues such as HIV and AIDS, mental health, and LGBTQ+ rights. But this time it is about financial health. 

She shared insightful and inspiring stories. She grew up as their family's breadwinner but was challenged when it comes to spending during her younger years. She got her first credit card after she won Miss Universe. Pia learned that it takes a lot of hard work to earn money, but it can take seconds for you to spend or lose it all. And because of the people she talked with and her advisers along her journey and her trusted bank - BDO, she became wise when it comes to spending and saving. 

Here are the tips she shared: 

1. Don't spend beyond your means. -

A lot are guilty of spending more than what they earn. Some have credit card limits that are really beyond their income. Remember that credit cards are not a monthly allowance, these are debts that must be paid. 

2. Don't put your eggs in one basket. - Invest in real estate, funds, and stocks. 

3. Save at least 10% of your income and put it in a bank. 

4. Insurance- She learned the value and importance of insurance because you'll never know what might happen. Insure your health, car, home, etc. 

The greatest financial victory she has is when she learned to save and how to make her money grow through investing. 

My favorite advice from her is :

"It's okay to help others but mag set ng boundaries".

Learn your limits. It's okay to help, but do not go beyond your limits because the time will come when you will need your finances. You have to think long-term. It's okay to help, but it's okay also to help yourself. Don't feel guilty when you set your boundaries. It doesn't mean that you are selfish. You need to protect yourself too. 

Care to share some financial tips and advice? 

Rex Education Launches “Little Explorers’ to Educate and Empower Homes on Early Childhood Education

Scientific studies have shown that 90% of a child’s brain development happens before the age of five. From 1 to 2 years old, babies begin to explore and discover things. At 2.5 to 3 years old, toddlers start to develop their personalities and expand their vocabulary. When they turn 3.5 years old, they start to interact with other kids and adults.

This underscores how vital early childhood education (ECE) is for every child’s lifelong learning development. In fact, a 2019 study published by Trends in International Mathematics and Science Study (TIMSS) found that learners who were reported to perform early literacy and numeracy tasks very well scored over one standard deviation higher than their peers who could not do these tasks well. This is proof that the urgency of calling attention to ECE is not just a local conversation, but something that is being championed on the international scene.

Mr. Don Timothy Buhain 
Chief Executive Officer - REX Education 

“As a lifelong learning partner to every Filipino, Rex Education has always believed that investing in ECE and the early development of foundational skills in our children is crucial in making sure they are ready for life. As we launch our newest brand, Little Explorers, we hope to fuel the conversation on the importance of early childhood care and development (ECCD) in the Philippines and empower parents and learning companions of our children with quality, research-based, and age-appropriate learning solutions to start their children’s learning even before formal schooling,” said Don Timothy Buhain, chief executive officer of Rex Education.

Little Explorers: Learning starts at home 

Parents are the most critical contributors and champions of education for children at home. Little Explorers hopes to inspire parents and guardians to be more purposeful about enhancing the learning environment of the kids and to observe ECCD practices at home, so children can start their journey early in becoming Filipino whole learners-healthy, safe, engaged, supported, challenged, and values-oriented.

With over 100 titles for release, Little Explorers offers solutions to help children develop the six developmental domains identified as critical in the National Early Learning Framework (NELF) policy document of the government-mandated ECCD Council:

o Language Development: Develop and grow vocabulary and conversation skills through age-appropriate exercises

o Physical Health, Well-being, and Motor Development: Develop fine motor skills and hand-eye coordination

o Character and Values Development: Impart an understanding of honesty, manners, love, respect, and other good morals

o Cognitive/Intellectual Development: Boost critical thinking and attention skills

o SocialEmotional development: Develop and improve empathy, self-awareness, and social interaction

o Creative-Aesthetic development: Develop a child’s innate talent and Creative skills.

“We share the hearts of our Edukampyon parents and guardians, who want nothing but the best for their children, this is why we believe that the best learning experiences start at home.

Using REX’s wealth of research, experience, and partners on lifelong and early childhood learning, we carefully crafted Little Explorers to help establish strong foundations and promote proper holistic development in our children as early as possible,’ adds Buhain.

Unlock the potential of our little explorers 

To kickstart every Filipino child’s learning journey at home, REX launched Little Explorers on December 1, 2022, at Novotel, Cubao. With the theme, “Early Childhood Education matters: Strengthening the development and foundations for learning of young children,” the event aimed to spark conversations on the importance of ECE and put Little Explorers in the hands of every young learner and every Edukampyon parent and learning companion who wants to set their children up for success Media guests and influencers were invited to step into the world of our kids, so they can explore and understand better what young learners need-and how Little Explorers can help address those essentials.

Carnival Booth Games

During the event, carnival booth games and other activities were put up to encourage attendees to tap into their inner child. Young children were also present and had a fun time during the activities. Giant book covers of Little Explorers titles were set up for guests to scan so they can enjoy augmented reality experiences.

Atty. Dominador Buhain 
Chairman- REX Education 

A panel discussion with the Gender Studies Chairperson of the Philippine Social Science Council Dr. Excelsa Tongson, DSL Chief Operations Officer of Richwell Philippines Inc. Maye Yao Co Say, and Senior Sales Manager of WOOP Mama Club Stephanie Alviso was also held to share and exchange knowledge on the topic: “How to unlock our young learners’ potential by focusing on Early Childhood Education.”

To learn more about Rex Education’s early childhood education initiatives, visit rex.com.ph and follow their social media pages on Facebook, Instagram, and YouTube.

BDO at SM Supermalls, may pamaskong handog para sa mga OFW

Nagbabalik ang Pamaskong Handog events ng SM Supermalls at BDO upang maghatid ng saya at natatanging pagdiriwang ng Kapaskuhan para sa mga nagbalikbayang Overseas Filipino Workers (OFWs) at kanilang pamilya ngayong Disyembre.

Naglalakihang pa-premyo, entertainment, at bonding moments kasama ang mga special guests ang dapat abangan sa 2022 Pamaskong Handog na may temang “Kita-kits na muli sa SM”.  Idaraos ito sa SM City Santa Rosa, Laguna sa December 3; SM City Iloilo sa December 10; at SM CDO Downtown Premiere sa December 17, sa ganap na 2PM.

Huwag palagpasin ang espesyal na pagtatanghal ng BDO Remit endorser na si Piolo Pascual, maging ang mga komedyanteng sina MC & Lassy na  magbibigay-katatawanan bilang hosts sa tatlong events. Kasama rin sina Ate Gay at Regina sa SM City Sta. Rosa at SM City Iloilo, at Divine Tetay at Tonton Soriano sa SM CDO Downtown Premiere.

Bilang espesyal na regalo, maraming ekslusibong deals at discounts ang inilaan ng SM affiliates para sa Kabayan Savings account holders. Halos araw-araw ay mayroong discount sa SM sa buong Disyembre! Tuwing Lunes ay may Php300 off sa Miniso; Php500 off sa SM Stores tuwing Martes; 10% off sa Surplus Shop sa Miyerkules; at sa Huwebes naman, may pa-FREE cheeseball sa SM Supermarket, SM Hypermarket, at SM Savemore. May Php500 off din sa Baby Company na nagsimula nitong November 15 hanggang December 31.

Ang BDO naman ay may ongoing promo para sa mga overseas Filipinos at kanilang beneficiaries. Waived fees of up to PHP20,00 sa Home Loan at up to PHP30,000 naman sa Auto Loan. Sa mismong Pamaskong Handog events naman, may chance manalo ng PHP1M worth of insurance coverage mula sa BDO Life, cash prizes, at freebies mula sa BDO Cash Agad at mga espesyal na regalo mula sa BDO Network Bank.

Maliban sa celebrity shows, may pa-bingo, games at raffle din ang BDO at partner sponsors na Western Union at  WorldRemit. Magbibigay rin ng financial tips sa savings at investment ang BDO para matulungan ang mga overseas Filipinos na iplano ang kanilang kinabukasan.

Papahuli ka ba? Tara na at makisali sa kasiyahang hatid ng SM at BDO. Ipakita lamang ang BDO Kabayan or BDO Network Bank Kabayan ATM card or passbook sa venue. Maaari rin magsama ng isang companion ang Kabayan Savings account holder.

At para sa mga Pinoy na hindi pa makakauwi sa Pilipinas, huwag mag-alala dahil mapapanood ang livestream ng Pamaskong Handog sa BDO Kabayan Facebook page. Pwede ring bisitahin at makinood sa BDO Remit at BDO Unibank representative offices sa Hong Kong, Japan, Macau, France, at United Arab Emirates.

Mula 2012, naging daan na ang naturang event upang magbigay entertainment at regalo para sa overseas Filipino families taon-taon. Bagamat naging virtual ang selebrasyon dahil sa pandemiya, tuloy-tuloy pa rin na nagbibigay-saya ang BDO at SM sa mga OFW at mga pamilya nitong nagdaang dalawang taon.

Para sa karagdagang impormasyon, bisitahin ang BDO Kabayan Faceboook  www.bdo.com.ph/promos/pamaskonghandog2022 or BDO Kabayan Facebook page.

MAKUKU Philippines held First Intimate PR and Bloggers event

Mommy Bloggers Philippines with Brand Department Head of Makuku Mr. Kyle Ye

Clinical Psychologist, Dr. Alodia Cueno-Mercado 

Last November 29, MAKUKU Philippines held their first intimate PR and Bloggers event in Seda Residences in Makati City together with friends from the media, bloggers influencers, and VIP Moms. The attendees learned about stress-free parenting tips shared by Clinical Psychologist, Dr. Alodia Cueno-Mercado. 

(L-R) Princess Velasco,Ma. Margarita Villorente and baby Vinice (world's 8th billionth baby), Brand Department Head of Makuku Mr. Kyle Ye, Rita "Badjao Girl" Gaviola and Clinical Psychologist Maria Alodia Cueno - Mercado. 

Mommy Maria Margarette Villorente, and Baby Vinice Mabansag ,the symbolic 8th billionth baby from the Philippines

Kicking off the product launch, MAKUKU has gifted Maria Margarette Villorente, the mother of the world's 8 billionth baby a one-year supply of diapers. Baby Vinice Mabansag from Delpan Tondo, Manila is the symbolic 8th billionth baby from the Philippines and as such deserves one of the best brands in the market. 

Host Nikki Viola and Rita "Badjao Girl" Gaviola

Rita "Badjao Girl" Gaviola was present at the event as well to share her MAKUKU experience with her bubbly firstborn baby. 

MAKUKU was founded in Shanghai, China in 2020 and is devoted to the study and creation of products for moms and babies that are of the highest quality and durability. A premium user-oriented brand whose goal is to be part of their customers' lives by creating the ultimate products for mommies and babies all over the world. 

Diapers are one of the essential products that directly affects a baby's comfort, movement, and a mother's peace of mind. MAKUKU created its Slim and Comfort diaper series, especially for humid Asian countries like the Philippines. It is ultra-thin, lightweight, and made with Super Absorbent Polymer (SAP), providing babies the comfort they may need overnight. MAKUKU Slim Diapers are also incorporated with Vitamin C to protect the baby's skin from redness to irritation. Also, their newest product, the Balance Care diaper is out of the market that is made with bubble waist wrap preventing red marks, and skin irritation to make it more comfortable to wear for active babies.

Follow MAKUKU Philippines social media accounts and find out more about the high-quality, mom-and-baby products they'll be launching soon. 

Experience the amazing MAKUKU diapers available at Puregold, SouthStar Drugstore, Watsons, Divimart, Landers, All Day Mart, Metro Gaisano, Shopwise, or Hi-Top Supermarket. 

Exclusive discounts and coupons are also available to first-time customers through popular online stores through Lazada, Shopee, Zalora, and Edamama. 

Visit www.makuku.com.ph for more details.

Galing Pook Foundation Recognizes Outstanding Local Government Programs for 2022

 

President Ferdinand Marcos, Jr. recognizes the 10 winners of the Galing Pook Foundation 2022 at the Ceremonial Hall of Malacanang Palace. He commended the Galing Pook Foundation for recognizing and incentivizing top performing LGUs. With them in the photo are: Galing Pook Foundation chairman Mel Sarmiento, Local Government secretary Benjamin Abalos, Senate President Juan Miguel Zubiri. 

Ten outstanding local governance programs were recognized in the 2022 Galing Pook Awards held at the Ceremonial Hall of Malacanang Palace last Tuesday, November 22, 2022.

Galing Pook Foundation with its co-presenters SM Prime Holdings Inc., and the DILG-Local Government Academy, and sponsors Cebu Pacific and Airspeed named local government units from Luzon, Visayas, and Mindanao that promote innovation and excellence.

President Ferdinand Marcos Jr. commended the Galing Pook Foundation for recognizing and incentivizing top performing LGUs. He stressed how strong collaboration between the public and private sector can lead to more meaningful and successful programs that truly benefit the Filipino people.

“The recognition that you give to cities and municipalities inspires them to accelerate their drive towards improvement and it encourages LGUs to adopt practices that make us paragons of excellence in public service. It is necessary for us to underscore the importance of strengthening partnerships between the government and private organizations, such as the Galing Pook Foundation, especially as we bring about meaningful progress in the country.”

Galing Pook Chairperson Mel Sarmiento expressed his gratitude to all the local executives and LGU teams that participated this year: “It’s truly inspiring to see the impact of the work that you do, and I’m sure you’ve brought value to many Filipinos all over the country. Our collaborations bring us closer to realizing our shared vision, na ang bawat pamilyang Pilipino, may simple pero kumportableng buhay.”

The winners of the 2022 Galing Pook Awards were: The Green Wall of Alcala (Alcala, Cagayan); Advancing and Sustaining Good Governance and Community Actions towards Resiliency and Empowerment (Basilan Province); Bataan Public-Private Partnership Programs (Bataan Province); Balik-Biñan Project: Tourism Development through Heritage Conservation (Biñan City, Laguna); From Black to Green: Fishponds, Eco-Tourism and Full Employment (Brgy. Cayabu, Tanay, Rizal); Trekking to Unlock Community Ailments and Difficulties (TUCAD) (Goa, Camarines Sur); “I-BIKE” A Program Promoting the Development of the Iloilo City Bike Culture (Iloilo City); Yaru: A Whole-of-Community Approach Towards Disaster Management (Itbayat, Batanes); Libertad Fish Forever Savings Club (Libertad, Antique); and Basta Piddigueño, AgriHenyo: Consolidated Farm Production System (Piddig, Ilocos Norte).

The 10 winners were chosen from 18 finalists and a record field of 196 applications from different LGUs in the country.

Launched on October 21, 1993, the Galing Pook Awards has recognized 329 LGU programs from 200 LGUs in the country that have been promoted for replication to benefit more communities.

Grapes for the holidays and for good health

Grapes are a big part of my childhood.

My mom would buy a lot of grapes to go with her homemade fruit salad, especially during Christmas. Then she would hang some of them on our windows and doors for prosperity for the coming year. This was according to tradition and there was no harm in doing so, she added.

Now that I'm an adult, I continue to carry on that tradition. Grapes are ALWAYS present during the holiday season, though I prefer to enjoy them fresh and not hang them for the critters to feast on, hehe. Prosperity follows if you have a happy and healthy life. Eat them grapes! 

My family LOVES grapes. They’re a staple in our household even after the holidays. Grapes also keep us and the kids energized and hydrated. Snacking on them has become a habit.

We particularly enjoy Grapes from California. Oh my, THEY ARE GOOD! The best grapes we have ever tasted. We’ve tried other grapes, but Grapes from California are on a league of their own: super sweet, fresh, firm, plump, and juicy!

Fact check time! I found out that 99% of table grapes grown in the United States come from California (kudos to the Golden State!) and that they have been cultivating them for more than two centuries. They are in season from May to January (mark your calendars!) and that there are more than 80 varieties grown in three colors (red, green, and black) in seeded and seedless options (both are equally yummy).

As a mom, I’m so glad I don’t have to force my kids to eat grapes. They’re one of the few fruits that they actually ask for! The nutrients in grapes help support the cardiovascular and immune systems, as well as help maintain a healthy brain, colon, and skin. What more can you ask for?

I enjoy making yummy charcuterie for my family and friends. Of course, there should always be grapes on the board! No need to cut, slice, and peel.  They offer the perfect balance of sweet and tart, and a juicy burst of flavor. Grapes also pair well with many foods and drinks. So versatile!

I keep my board simple. You can customize it and include other cured meats, cheeses, nuts, fruits, crackers, jellies, and jams. Check your pantry and fridge before heading to the store, I’m pretty sure you’ll find something delicious you can use!

For more information on Grapes from California, visit https://www.grapesfromcalifornia.com/ or like and follow them on Instagram @grapesfromca and Facebook @GrapesFromCalifornia.

SM provides learners with environment conducive to learning

SM school building in Sorsogon City

More than just an area where students gather to hold classes, a school environment plays a vital role in learners’ cognitive development. Research has shown that with an environment conducive to learning, students increase their attention and focus, and they are more motivated to practice higher-level critical thinking skills.

Adamant to provide students with venues where they can fully hone their skills and knowledge, SM Foundation (SMFI)—the corporate social responsibility arm of the SM group—cemented its partnership with the Department of Education (DepED) in 2002 through DepEd’s Adopt-A-School Program.

Through this, SMFI builds SM school buildings in grassroot communities, complete with basic furniture and equipment. More so, SMFI integrates specialized features to each SM school building to address the unique needs of their school recipients—some received rooms dedicated as a guidance office, a clinic, a mini-library, and some even got a water tank and a handwashing facility.

To date, SMFI has turned over more than 100 SM school buildings nationwide with the help of its partners, which share the same aspirations for the Filipino learners and teachers. One of which is the SM Prime Holdings (SMPH) - one of the largest integrated property developers in Southeast Asia. Since the project’s inception, over 90 SM school buildings out of the more than 100 were built through the social good collaboration with SM Prime.

Green space which promotes environmental consciousness.

Infrastructure for calamity prone areas

SMFI and SMPH ensure that the SM school buildings incorporate a disaster resilient design to guarantee the safety of the students, teachers, and other school personnel. Emergency lights at both staircases, and fire and earthquake alarm bells are also installed.

Principal Joji Buelvo, school principal of Basud Elementary School (BES) in Sorsogon City, shared the state of their school community before they accepted the fully furnished SM school building from SMFI and SM Prime in 2021: “Ang aming paaralan ay saksi sa maraming kalamidad. Kaya karamihan ng mga classrooms ay may kalumaan na, ang mga kisame ay malapit na bumagsak—talagang hindi na conducive for learning.” 

“But through your [SMFI and SM Prime] donation, our BES learners now have a haven where we can nurture their young minds to be academically-ready and well-rounded members of the community,” Buelvo further expressed.

Every classroom in an SM school building is well-ventilated and spacious enough to allow the students to have a better learning experience.

Addressing classroom shortage

The continuous rapid growth of the country’s population is taking a toll on schools—leaving the students, even the teachers, with overcrowded classrooms which affect learners’ academic performance. 

In 2012, the Banisil National High School (BNHS) in General Santos City received its first SM school building. But being the only secondary school in Barangay Tambler, BNHS records a significant increase in their enrollment per year. With this challenge, SM Foundation decided to provide another edifice of hope for the sub-urban Muslim community in 2021, addressing the growing needs of BNHS learners and teachers.

SM School building in General Santos City

BNHS then principal Shiela Balbon said, “Yung patuloy na paglobo ng population every year ay talagang naging suliranin namin.”

“Pagpasok ng 2020, nagkaroon ng COVID. So naisip ko baka hindi na matuloy. Pero itong SM Foundation, walang pande-pandemya sa kanila. Talagang desidido silang matugunan yung pangangailangan sa classroom ng mga estudyante,” she added.

“Our salute to our longtime partner, SM Foundation and SM Prime, for being so generous and proactive in providing us with school buildings that are conducive to learning. We are so grateful for your extended support to our school amidst the pandemic,” Balbon concluded.

SM Foundation, through its School Building Program, is an active partner of DepEd’s Adopt-a-School project. This social good initiative aims to promote quality public education by building classrooms nationwide.

BDO Network Bank sa Malalag, Davao del Sur bukas at ready to serve na!

Excited na inabangan ang pagbubukas ng BDO Network Bank branch sa bayan ng Malalag, Davao del Sur dahil may malapit ng bangko at ATM na mapupuntahan ang Malalagueños para sa kanilang financial needs.  

Dahil sa pagbubukas ng BDO Network Bank sa Malalag, sinabi ni Municipal Vice Mayor Ervin S. Emphasis na abot-kamay na ngayon ang banking products at services tulad ng savings/deposit account, MSME loan, Salary loan at iba pa sa kanyang mga kababayan na malaking tulong sa kanilang pag-asenso. 

Mabibigyan din ng oportunidad ang MSMEs na mapalago at mapalaki pa ang kanilang negosyo na makakatulong sa pagbubukas ng mas maraming trabaho para sa Malalagueños.  

Ang BDO Network Bank sa Malalag ang pang-labinlimang branch ng bangko sa buong Davao del Sur. Layunin ng BDO Network Bank, ang community bank ng BDO Unibank, na maabot at mabigyan ang mga mangingisda, minero, at magsasaka ng oportunidad na umunlad ang kanilang kabuhayan at guminhawa ang buhay.

About BDO Network Bank

Formerly known as One Network Bank, Inc. (ONB), BDO Network Bank operates as a subsidiary of BDO Unibank, Inc., the largest bank in the Philippines.

The Bank’s network of more than 300 branches and over 280 automated teller machines, most of which are in countryside Mindanao, is complemented by access to BDO’s nationwide network of more than 1,000 branches and over 3,500 ATMs nationwide.

The corporate governance practices of the Bank are consistent with that of its Parent Bank: fairness, accountability, transparency, integrity, and performance.

With the support and guidance of its parent bank, BDO Network Bank aims to provide more innovative and convenient banking solutions to its growing customer base.

BDO Network Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas : Tel. (02) 8708-7087; Email: consumeraffairs@bsp.gov.ph

Member: PDIC. Maximum Deposit Insurance for Each Depositor P500,000

For account-related concerns, please visit your branch of account or contact us at the following:

Phone: (082) 233-7777 Email: customerservice@bdonetworkbank.com.ph

Power Mac Center launches ‘Presence and Presents’ holiday campaign

Exciting deals, short film competition are on; new iPhone 14 and other prizes up for grabs

This holiday season, Power Mac Center (PMC) is inviting everyone to celebrate by making time for the people they treasure the most. Because showing up means showing love, the Apple Premium Reseller supports customers by launching its holiday promos and a special short film competition, wherein it will be giving away a brand-new iPhone 14 and more.

“Presence is the best present this Christmas—perhaps even more than any other occasion. This is the time when people are collectively feeling lighter, merrier, and more hopeful about their dreams. And so, we are honoring the best of the season by celebrating the stories of togetherness that are uniquely ours, as well as offering our customers great deals on Apple devices and accessories to gift themselves or their loved ones with,” said Joey Alvarez, PMC Director of Product Management and Marketing.

With the theme “Presence and Presents,” PMC’s holiday special has three parts: Unwrap Moments holds a short film competition highlighting the power of the iPhone camera; Unwrap Dreams features a special selection of holiday deals on Apple and non-Apple products; and Unwrap Treats rewards loyal customers via an exclusive deal for 1 Infinite Access members.

Moments: Capture the joy of togetherness, win an iPhone 14

The short film competition is open to everyone in the Philippines who are at least 18 years old. Participants should use an iPhone to create a short film that captures the joy of togetherness for the holiday season. The entry should be able to answer the question “Why is presence the best present for Christmas?”

Shortlisted entries will be judged by PMC representatives and two of the most sought-after Filipino filmmakers, namely, Antoinette Jadaone and JP Habac. Prizes up for grabs include an iPhone 14 128GB worth P61,990 for the Best Film (Grand Winner); iPad Air 5th gen 64GB worth P41,490 for the Best Film (1st Runner-Up); AirPods 3rd gen worth P12,990 for the Best Film (2nd Runner-Up); P5,000 worth of 1 Infinite Access points for the People’s Choice Special Award winner; and P10,000 worth of products each from partners Adam Elements, Energea, and Logitech for three special awardees. 

Submission of entries is until December 20, 2022 at 11:59 PM. For full details, visit https://bit.ly/PMCUnwrapMoments. 

Dreams: Bring home Apple devices and more 

PMC is offering huge deals bundled with your Apple device purchases. Until December 31, 2022, customers can enjoy up to 25% off on select premium iPhone cases and screen protectors when purchased with any participating iPhone 14 and iPhone 14 Plus. Meanwhile, those buying iPhone 12 and iPhone 13 can score up to P2,000 worth of store credits which can be used to buy any available Apple or non-Apple accessories at all PMC and The Loop stores, as well as the Viber Store. Hurry, because this offer is good only until supplies last.

PMC’s participating premium partner brands are also slashing their prices up to a whopping 95% off on chargers, earphones, speakers, storage devices, and more. This offer is available at all PMC and The Loop stores, the Web Store at <https://bit.ly/3gqX6Wu>, Viber Store, and The Loop by Power Mac Center on Lazada and Shopee.

Treats: Loyalty pays off 

Members of PMC’s loyalty program 1 Infinite Access can get an additional 10% off and enjoy up to 95% savings on participating premium accessories at all PMC and The Loop stores.

All offers are valid on purchases paid via non-installment methods: cash, straight credit card, debit card, bank transfer, check, GCash, GrabPay, WeChat, AliPay, Maya, Hello Money, UnionPay, BDO Pay, ShopeePay, QRPH, Power Mac Center eGift Certificate, Home Credit with Interest, UpTrade trade-in value, BillEase, and 1 Infinite Access Points (1 point = P1).

Stay tuned at https://bit.ly/PMCPresenceAndPresents for the full campaign details. To be updated on news and promotions, follow Power Mac Center’s official Facebook, Instagram, Twitter, TikTok, and YouTube accounts. Per DTI Fair Trade Permit No. FTEB-154448 Series of 2022.

BDO Trust Recognized as The Asset Management Company of the Year for 5 Consecutive Years

BDO Trust and Investments Group (BDO Trust) wins the Asset Management Award for the 5th straight year at The Asset Triple A Sustainable Investing Awards. 

BDO Trust continues to demonstrate its leadership in product and service innovation through constant improvements on its investment offerings such as the BDO Pension 360, a new take on corporate pension fund management.  Known as an industry first, BDO Pension 360 is a comprehensive corporate retirement plan solution designed to help companies fulfill retirement benefit obligations efficiently while encouraging loyalty from employees and improving their talent recruitment and retention outcomes. Another newly created product is BDO Money Manager, designed to help retail clients develop a well-diversified portfolio to reach their long term investment goals.  Enhancements are also being carried out to enable customers have full mobile access on BDO UITF (Unit Investment Trust Funds) and PERA (Personal Equity and Retirement Account), with BDO Easy Investment Plan (EIP) capabilities for all UITF products, and a full-service Invest Online functionality for smoother transactions.

These technology-driven initiatives aim to give customers an easy and accessible investment platform which also supports BDO’s sustainability efforts in reducing carbon footprint. While BDO Invest Online and BDO Mobile Banking offer convenience, BDO Trust continues to leverage on BDO’s vast network and reach with more than 1,500 branches nationwide.

“Our clients are at the center of what we do and we consistently find ways to achieve their business goals. I am truly proud of my diligent and persevering team who continues to deliver for the past 5 years and enhance customer journeys,” said Rafael G. Ayuste Jr., Senior Vice President and Head of BDO Trust.

The Asset Triple A Awards recognize companies that have established a comprehensive platform for investing across various asset classes and servicing the needs of institutional, corporate and retail clients. They have consistently shown exceptional performance and set the tone for innovation and industry practice including ESG (environmental, social and governance) integration. The Asset Awards judges use highly stringent criteria which include client feedback, testimonials and information gathered during the review period.  Whenever possible, The Asset editorial team also conducts confidential teleconferences and meetings with clients.

Apart from The Asset Awards, BDO Trust has received multiple recognitions internationally from various prestigious publications such as Alpha Southeast Asia Awards, Reader’s Digest Asia, World Finance and Asian Banking & Finance.

Mr. Rafael G. Ayuste Jr., Senior Vice President and Head of BDO Trust holding BDO’s The Asset Management Company of the Year Award.

About BDO Trust and Investments Group

BDO Trust and Investments Group (BDO Trust) offers a wide range of products and services which include Unit Investment Trust Funds (UITFs), Easy Investment Plan (EIP), Investment Management and Trust Accounts, and PERA.

BDO Trust has received multiple recognitions internationally from various prestigious publications as Best Asset Management Company in the Philippines.

Unit Investment Trust Funds (UITFs) are trust products and not deposit accounts. They are not insured by the Philippine Deposit Insurance Corporation (PDIC). Returns and principal protection are not guaranteed and any income or loss is for your account. Benefits, features, fees, and risks shall be disclosed to you prior to its sale. It is recommended that you read the plan rules or seek independent opinion before making an investment.

BDO Unibank is regulated by the Bangko Sentral ng Pilipinas with telephone no. (02) 8708-7087, email address consumeraffairs@bsp.gov.ph, and webchat at www.bsp.gov.ph.

For inquiries or concerns, please call BDO Contact Center at (02) 8631-8000 or email trustcustomercare@bdo.com.ph for trust and investment products or services.

The BDO, BDO Unibank and other BDO-related trademarks are owned by BDO Unibank, Inc.