Friday, September 29, 2023

Converge makes leaps in corporate governance, garners three arrows in the ASEAN Corporate Governance Scorecard

Converge SVP and Corporate Compliance and Data Protection Officer Atty. Laurice Esteban-Tuason at the ICD’s recognition rites with former Bangko Sentral ng Pilipinas Governor and Converge Independent Director Amando Tetangco Jr. with former Senior Associate Justice Estela Perlas-Bernabe.

Leading fiber broadband provider Converge ICT Solutions Inc. has been awarded a Three-Arrow rating in the latest ASEAN Corporate Governance Scorecard (ACGS) review as it improved its adherence to corporate governance best practices and aligned its business operations to global standards.

This Three-Arrow rating is a marked improvement over the initial One-Arrow awarded to Converge during the ACGS Golden Arrow Awards held last January, showing a substantial advancement in corporate governance compliance. The Philippine Securities and Exchange Commission (SEC) and the Institute of Corporate Directors (ICD) are the organizations designated to hold evaluation runs of the ACGS for publicly listed companies (PLCs). 

Converge Senior Vice President and Corporate Compliance and Data Protection Officer Atty. Laurice Esteban-Tuason at the ICD’s recognition rites. 

“This upgrade reflects the quick action of Converge to further align its corporate governance practice to locally and globally accepted standards, and puts it at par with the best PLCs in the Philippines,” noted Atty. Laurice Esteban-Tuason, Converge SVP and Corporate Compliance and Data Protection Officer. 

For the period under review of 2021, Converge has become fully compliant with the Integrated Annual Corporate Governance Report (IACGR) of the Securities and Exchange Commission, thus earning the additional two stars. The company’s appointment of a female director has also contributed to its Gender and Diversity record, which forms part of the best practices for publicly listed companies.

In 2012, the Philippines joined Indonesia, Malaysia, Singapore, Thailand, and Vietnam in adopting the ACGS. It is an evaluation and assessment tool that measures the performance of publicly listed companies in the Association of Southeast Asian Nations (ASEAN) in the areas of facilitating the rights and the equitable treatment of shareholders, how they relate to their different stakeholders, ensuring transparency and accountability thru timely disclosure of material information, and how the board guides the company strategically, monitors the management, and ensures the board’s accountability to the company and the shareholders.

The main objectives of the ACGS are to rank ASEAN publicly-listed companies and raise their corporate governance standards. 

“Our aim is, of course, to get five stars and we’re on our way there. We’ve just been reviewed for two periods so we have that opportunity to improve. Even as a young company, we want to prove that our reputation as a listed company is beyond reproach,” added Esteban-Tuason. 

Thursday, September 28, 2023

BDO Capital hailed as the Philippines Corporate and Investment Bank of the Year for the 6th straight year at the Asian Banking & Finance Awards 2023

In Photo (From Left to Right): Sonny Marpuri, First Vice President of the BDO Singapore branch, Candice Lee, Manager of Institutional Banking of BDO Singapore, and Miguel Jose Florescio, AVP of Treasury of BDO Singapore branch received from Tim Charlton, Editor-in-Chief and Publisher of Asian Banking & Finance BDO Capital’s Corporate & Investment Bank of the Year, Mergers and Acquisitions Deal of the Year and Project Infrastructure Finance Deal of the Year awards at the Asian Banking & Finance Corporate & Investment Banking Awards 2023 in Singapore. 

BDO Capital & Investment Corporation (BDO Capital) was recognized as the country’s Corporate and Investment Bank of the Year for the 6th straight year at the Asian Banking & Finance Awards 2023.

BDO Capital’s remarkable achievement remains unsurpassed in the industry as it continues to demonstrate consistent excellence in delivering exceptional investment banking services across various product lines in the Philippine capital markets.

BDO Capital also won the Mergers and Acquisitions Deal of the Year for the PHP25 billion investment of Aboitiz Infracapital, Inc. (AIC) in GMR-Megawide Cebu Airport Corporation (GMCAC), the developer and operator of the award-winning Mactan Cebu International Airport. This transaction is a notable milestone in the transport and mobility sector, which signifies a strong vote of confidence in the Philippine air transport industry and aims to accelerate national economic growth. BDO Capital acted as a sell-side financial advisor to Megawide Construction Corporation and GMR Airport International BV.

In addition to these two awards, BDO Capital received the Project Infrastructure Finance Deal of the Year for Frontier Towers Associates Philippines’ PHP50 billion debt facilities for having supported the largest telecom tower sale and leaseback transaction closed in 2022 in the country and among the largest telecom-related financing packages signed within the year. The transaction showcased the seamless support provided by its parent company, BDO Unibank’s Institutional Banking and Trust and Investments Groups, resulting in an optimal suite of customized banking solutions provided to the client. BDO Capital was engaged as the mandated lead arranger and book runner for the transaction.

“We share these awards with our valued clients for their continued support and with our dedicated team members for their unwavering commitment to fulfilling customers’ objectives. We are deeply honored for the recognition, as BDO Capital’s investment banking deals will contribute to driving further economic development, providing livelihoods, and uplifting the lives of Filipinos”, said Eduardo V. Francisco, President of BDO Capital.

The Asian Banking & Finance (ABF) Corporate & Investment Banking Awards honor financial institutions for their noteworthy performance in delivering outstanding services to their customers. The judges also assess the local and investment banks’ unique and innovative initiatives and cutting-edge deals, their impact on clients’ businesses, and their significant contributions to the industry.

BDO Capital has been recognized internationally and locally as the Best Investment Bank in the Philippines by various prestigious publications and associations such as the Investment House Association of the Philippines, The Asset, Finance Asia, Asiamoney, Alpha Southeast Asia, Global Finance, Acquisition International, and the Asia Pacific Loan Market Association. The company’s continued dominance in the domestic investment banking industry can be attributed to its solid capital strength and stability, strong distribution capability, and customer-centric approach with its customized, optimal solutions to achieve clients’, issuers’, and investors’ business goals. As a “one-stop-shop” investment house, BDO Capital can cover all aspects of a deal: origination, structuring and execution, funding, fiduciary roles, secondary market trading, and insurance services through its parent bank’s various business units and subsidiaries. Its ability to offer these services under one roof has enabled clients to save costs and dispense with the need to deal with several parties to a transaction requiring some or all of these services.

Tuesday, September 26, 2023

With stackable discounts, BDO makes ' revenge travel' more inexpensive

Many Filipinos are looking forward to having more "me time" to unwind as the "ber" months approach, signaling the start of the holiday season.

Prices for flights and accommodations are projected to soar as travel demand grows. Is it still possible for Filipinos to carry out their revenge travel plans?

Experienced travelers recognize that finding the finest travel prices necessitates planning ahead of time. They can schedule their dream vacation on a budget by searching the web for ticket discounts and hotel promotions and attending fairs to optimize deals on flights and lodgings months in advance.

This year, BDO Unibank offers deal hunters the ideal opportunity to obtain the most economical airfare rates through the BDO Travel Exclusives. From September 28 to October 1, 2023, BDO Cardholders can enjoy discounts on flights booked online or in-person at the BDO Travel Exclusives event in the South Court, R1 Level of the Power Plant Mall.

In addition to the fare savings provided by certain BDO travel partners during the BDO Travel Exclusives, BDO Cardholders who buy their tickets during the on-ground event will be eligible for extra incentives based on the credit card they use for travel-related purchases.

BDO Platinum and Titanium Mastercard Cardholders can enjoy up to Php10,000 cashback when they use their Mastercard on travel-related spending, which includes airline, hotel, and overseas in-store purchases. At the same time, BDO Visa and BDO JCB Cardholders can get a 5% rebate on online purchases until September 30, 2023.

With a minimum spend of Php10,000 using their BDO UnionPay Credit Card, cardholders can get a 10% rebate for their purchases from September 29 to October 1, 2023. BDO American Express Cardmembers can get an additional 15,000 points on travel-related spending from September to October 2023.  

"What makes booking your travel with a BDO Credit Card better is that aside from the stacked rebates, you also have the option to avail of the "Buy Now, Pay Later" promo at 0% interest and pay four months later or pay in installments. This opportunity is just hard to pass up," said BDO Senior Vice President for Consumer Banking Ma. Nannette R. Regala.

"Knowing that they can get discounts for their airfare, accommodations, and other travel-related expenses through their BDO Credit Card, more people would be confident to finally book their most anticipated revenge travel," she added.

Aside from BDO Credit Cards, BDO Debit Cards are also accepted during the BDO Travel Exclusives events. 

For more information on the BDO Travel Exclusives events this year, and to know more about the other promos of BDO Credit and Debit Cards, visit the BDO Deals official website at . 

Saturday, September 23, 2023

GoodAh!!!: How Comfort Tastes for Filipinos

When it comes to appetite, it’s a well-known fact that Filipinos have the most adventurous of tastes. We are not afraid to explore different flavors, even from the international food scene. Still, amidst food fads and foreign cuisines, nothing beats the love we have for our own fare. When we look for comfort and familiarity, a lot of us still find our way back home to Filipino food.

GoodAh!!!, the first ever all-native food chain in the country, has been providing comfort food to Pinoys for more than 30 years.  The brand can be considered a legend in the local restaurant scene, having been the one to introduce the iconic “Tapsilog” to the Filipino vocabulary. It is also known for its iconic lugaw, which people way back from the 90s would agree is what ‘comfort in a bowl’ tastes like. Decades after its establishment, the food chain continues to offer “Pagkaing Good for Every-All” with its menu made to satiate our Filipino food cravings.

Crispy Pata 

“GoodAh!!! isn’t just a brand, it’s a feeling. And what’s more feel-good than Pinoy food, and the comforting memories they bring? That soothing bowl of goto, that satisfying plate of silog, that irresistible piece of Crispy Pata -- we want our customers to feel like they are coming home with each spoonful of our food,” shares Tim Yang, President of GoodAh!!!. This brand promise is reflected in the offerings of the food chain which not only focuses on taste but variety as well. From signature Altanghap meals featuring their famous silogs, to their bilaos overflowing with favorites that fit every taste, GoodAh!!! brings a taste of home to the table without diners having to fire up their stove. 

Lumpiang Gulay 


Pinoy Bistek

This is just one of the reasons why the food chain remains an institution in the industry despite the competition offering similar fare. It has been consistent in championing our local cuisine and it shows its passion and dedication for making good food. There’s definitely more GoodAh!!! to the brand than you think with the way it is able to fill the stomach–and hearts of Pinoys of all ages–with favorites like Crispy Pata, Lumpia, Pinakbet, and Bistek. In a time when food trends are the norm, the restaurant remains unwavering on its promise to deliver its best.

Fried Herbed Chicken

That doesn’t mean that GoodAh!!! is afraid to innovate. Its signature Baked and Fried Herbed Chicken is proof that even though it has already rooted itself in the local food culture, the food chain is also not afraid to try something new. Its flavorful value for money dishes means that customers can enjoy exciting combinations of Tatak Pinoy homemade, comforting goodness.

Dedicated to embodying Pinoy culture, the food chain also prioritizes good customer service. The values GoodAh!!! supports–like empathy and relatability–shine through in its service orientation. As the brand wittily boasts, it is “Open 25 hours and 7 days a week”, showing cheerful dedication in its food service operations. They even incentivize their delivery service as customers can enjoy 10 percent off of their delivery orders if they directly put them in via GoodAh!!!’s hotline at 84-707070 or send them via their Messenger account @GOODAHPH. Their menu is also available to order via food apps like Grab Food and Foodpanda where other discounts can also be enjoyed.

When it comes to food preparation, GoodAh!!! follows the strictest standards to make sure that they offer the best meals to their customers. Yang shares, “GoodAh!!! was the pioneer in elevating the lugawan and tapsilogan into a first-rate dining experience, with a professionally-run and sanitized kitchen, clean modern facilities, and well-trained staff.” He adds, “Our food offerings have evolved since then, but to this day we hold that same commitment to providing the highest caliber of service.”

If comfort were a taste, then GoodAh!!! serves up the best of it, dedicated to embodying Filipino culture through the food we’ve grown to love. So the next time you feel like coming home, you can always count on GoodAh!!! to welcome you with open arms. Ano mang taste mo, #GoodsKaDitosaGoodAh. 

GoodAh!!! has physical branches in Makati, Alabang, Valenzuela, Fairview, Pasig, Granada, Timog, Sucat, and Bicutan. Diners can dine in or takeout from 8AM to 8PM but their food service is available all day via food apps like GrabFood, Foodpanda,, and Pick-A-Roo. To stay updated on GoodAh!!!’s new offerings and promos, follow them on Facebook or visit their website.

Friday, September 22, 2023

A Safe Site To Evolve Our Gamers Gaming Experience

When the pandemic restrictions were lifted, all the activities we missed doing for the last 2 years we could freely do again. The kids can play outdoors again. Yay!!!

However, some kids became so engrossed in playing gadgets instead of going out to play. Sometimes we feel the same way: if the place is crowded or if we know that there will be a lot of people where we're going, we just stay at home. Stay at home and spend some quality family time.

What do we do?
1. Binge-watching Netflix or Disney+ is a must for our bonding time.

2. Food trip: this happens the whole day. We eat, and it could be the foods we make or cook at home or the ones we order from various apps.

3. Play video games! Video games are a fun activity for family and friends to play together, physically or virtually. But not all online games are good for our kids.

I came across this site while searching for mortgages and calculators. I got curious because I saw games for kids on their website. The site primarily focuses on money and finance. This is a good site for our kids so that they can be aware of the value of money and how to use it wisely.

Upon checking, I saw familiar games and characters that most of us know and love. They offer dozens of fun, free-to-play, and ad-free online video games for kids. From counting money to making changes to buying and selling properties,

The first was to show Dada and get him to try because he is the gamer among us. He tried it out before we showed it to the kids. They have great games, not just the type you go and play just for the heck of it; they can also learn from these games like math (this is my Waterloo 🤦).

Let me share some of the games that got the kids hooked, especially our dada. 😊

LEGO City Adventures: Build and Protect is a real-time strategy game where your mission is to build a prosperous city made of LEGO bricks. Dig earth to build bricks, build premises, and earn money to dig and build more. Players help Mayor Solomon Fleck build a LEGO city using various buildings, which earn tax revenues that can be spent to help build out the rest of your city. It is a great game!

Our Dada's first 7.8M coins!!!  

The game teaches you to strategize and learn when and how to budget since you have limited resources to build.

Take risks, because you can't stay with just what you have; you have to keep moving up.

Have patience; you learn to wait and to think while you wait.

The Amazing World of Gumball

The animated series Gumball is not about anthropomorphic chewing gum; it's about a young cat named Gumball Watterson. Gumball has a penchant for getting into trouble, often resulting from schemes he comes up with, but he never seems to learn his lesson.

But The Amazing World of Gumball Tidy Up is about house cleaning games for kids. Help Darwin clean the Watterson home and look out for Gumball, who likes to ransack already cleaned rooms. It was a great game for our kids to help us with household chores.

Good job, Kiddo!  

Darwin cleans the rooms that Gumball leaves dirty. You click on a dirty part of a room multiple times until that part is cleaned. This helps you use your eyes to find places that are dirty and helps you to think and act fast because the objective is to clean before time runs out.

Once you are done cleaning the room that you are in, you go to the next one. After cleaning all the rooms, revisit the previous rooms because Gumball tends to make them dirty again. This proves that your chores at home are never-ending and that you have to learn to be responsible and make cleaning the home a part of your system. I love this game for our kids. Hihi. 

I encourage parents to introduce this site and games to their families too. 👌

I will update this post with other games that we'll be playing soon.

Wednesday, September 20, 2023

Converge secures victory for AI-powered network operations excellence at Asian Technology Excellence Awards

 The Asian Technology Excellence Awards - 2023 was held in Bangkok on September 18. It is the premier award recognizing technological innovations across a multitude of sectors; It is presented by the Asian Business Review, a dynamic industry magazine based in Singapore.

Award-winning initiative redefines network operations management with AI-driven efficiency.

Converge ICT Solutions Inc., the forerunner in the fixed broadband industry in the Philippines has secured a momentous victory at the esteemed Asian Technology Excellence Awards 2023. The company’s groundbreaking accomplishment in the Philippines Technology Excellence Award for AI - Broadband Telecommunication category resonates with its commitment to innovation and operational excellence to serve its nearly two million customers better. The award-winning project, Network Intelligence and Automation Platform (NIAP) has propelled Converge to the forefront of network management evolution.

Converge is leading the charge in redefining network operations management through its visionary initiative – the creation of a 'zero-touch' network operations center. This transformative approach enables the network to respond intelligently and autonomously to data signals, marking a significant milestone in the realm of network operations and maintenance.

Converge Network Transformation Officer Paulo Martin “Santi” Santos elaborates on the customer-centric approach that Network Operations took to create the Network Intelligence Automation Platform (NIAP).

“Malasakit in English means devotion of concern for the people and our customers. It has been the vision of our CEO Dennis Anthony Uy to deliver the most affordable and ultra-high-performing internet access for everyone. The AI technology that we designed is rooted in the word malasakit. It considers multiple network alarms and data to personalize the best customer experience,” said Chief Network Transformation Officer Paulo Martin “Santi” Santos, upon receiving the award. 

NIAP lies at the heart of the journey of Converge towards network automation. NIAP empowers every aspect of network operations, from vigilant monitoring to swift maintenance, trouble ticketing, and resolution. This platform has ushered in a new dawn where artificial intelligence and automation work harmoniously to enhance efficiency and reliability.

The dawn of the NIAP era has revolutionized the network operations of Converge. Previously, when network events occurred, the influx of alarms presented a complex challenge. NIAP addresses this by centralizing alarms on a user-friendly dashboard, offering engineers unparalleled convenience.

(from left) Converge Assistant Vice President and Head of Global Network Operations Center Jefferson Briones, Executive Vice President and Chief Network Transformation Officer Paulo Martin “Santi” Santos, and Timothy Charlton, Editor-in-Chief of the Asian Business Review

AI-powered correlation and compression streamline the analysis of trouble events, simplifying the thousands of alarms into manageable insights. Once the source of the alarm is identified, NIAP takes over, generating trouble tickets, automated updates, and advisories with minimal human intervention.

The cognitive module of NIAP translates complex events into actionable incident patterns and root causes. It facilitates data-driven automation flows and predictive analysis, capitalizing on past events for continuous learning. For engineers, one-click resolutions transform issues into 'self-healing' solutions, whilst customer-facing departments gain swift insights into affected subscribers and areas.

This is the first award received by the Converge Network Operations department, recognizing specifically the implementation of artificial intelligence and automation in their operations. In 2021, Converge bagged the Philippines Technology Excellence Award for ICT - Telecommunications. 

The company’s dedication to automation has yielded remarkable results. Service issue resolution times have substantially decreased since the integration of AI technology. The implementation of NIAP has driven noteworthy improvements in operating metrics. The ratio of service-impacting tickets to total network tickets has decreased by nearly 50% in the first quarter of 2023. Moreover, the mean time to escalate improved by an impressive 62%.

The journey of Converge into AI-powered automation has translated into enhanced capabilities and operational efficiency. The platform's intelligent routing optimizes service delivery, alleviating concerns related to traffic congestion, latency, and link degradation. In their access network operations, NIAP automates troubleshooting through their intelligent event and performance management system, freeing engineers from manual handling and optimizing their valuable time.

The success of the "Network Intelligence and Automation Platform" of Converge echoes their unwavering commitment to innovation, efficiency, and customer satisfaction. Through this transformative endeavor, Converge is ushering in a new era of network operations excellence.

Tuesday, September 19, 2023

SM Supermalls Launches 100 Days of Christmas

Surprising shoppers every day till December 25. 


The countdown to Christmas Day begins on September 16 as SM launches a host of fun activities, deals, and surprises for each member of the family. 

It starts with surprises each day! From September 16 to December 25, someone lucky will be surprised, one mall at a time, with toys, gifts, groceries and meals on us as SM begins 100 Days of Christmas Surprises. Which mall will delight someone today? Come to SM to find out! 


Breathtaking Spectacles, to mark the festive season, will dazzle you at your favorite SM mall. Your favorite malls will all be dressed with a dazzling display of holiday magic and sparkling Christmas centerpieces await shoppers inside the malls for that IG-worthy moment. 

Start your holiday gift shopping early on with a trove of artisan products and services from local MSMEs at the Holiday Bazaars. Toys, games, and collectibles are waiting to make this holiday season unforgettable at the Christmas Toy Fairs, in partnership with Toy Kingdom and Toy Kingdom Express. 

Santa Claus is coming to town, and he’s bringing his merry squad along! Captivating performances, musicales, ensure there’s something for everyone at every visit.

Pets are family too, and SM Supermalls knows it!  Bring your furry friends to select SM malls for a pawsome Christmas Pawty packed with games and prizes for furbabies in pet costumes. 

Welcome our Overseas Filipino Workers and Families! With the help of BDO Kabayan, SM Supermalls will be bringing holiday cheer to our modern-day heroes at the Pamaskong Handog by BDO Kabayan in SM City Cebu, SM City Fairview, and SM City General Santos with Superstars, prizes, and laughs galore. 

Let’s not forget that you can make a positive impact on the lives of those in need while enjoying your shopping. Buy one SM Cares’ Bears of Joy, and we will donate to one underprivileged child. 

And the fun never ends! On News Year’s Eve, welcome 2024 with an unforgettable New Year’s Eve celebration at SM Mall of Asia, SM Seaside Cebu, SM Lanang, and SM CDO Uptown. 

To know more about SM Supermalls’ 100 Days of Surprises, visit for daily surprise videos,, and follow @SMSupermalls on social media for all the Christmas surprises!

Monday, September 18, 2023

Prime Asia Hotel: Thriving through technology, shared values

Walid El Zeer, General Manager of Prime Asia Hotel.

In the dynamic sphere of hospitality, Prime Asia Hotel (PAH) has carved a niche that was built on unwavering values and confidence in technology.

At the heart of its success, there is relentless dedication to offer guests a memorable stay, making use of innovative tools, coupled with a commitment to the company values: Pleasantness, Attentiveness, and Honesty.

“Our model is to always adapt and to listen to our guests, to see their requirements to adjust accordingly and improve our facilities,” said Prime Asia Hotel General Manager Walid El Zeer.

Making good on this promise, the hotel opened its doors to fur parents who would like to bring their small pets with them. The hotel is also working to improve its facilities to accommodate even bigger breeds. 

Elevating guest satisfaction, Prime Asia Hotel strives to always adapt to the changing needs of travelers. One way they have shown this is through providing guests with 24-hour pool access for their ultimate convenience and enjoyment. 

Aside from that, the hotel also offers 24-hour access to its swimming pool, a menu specially made for kids, spa, and massage services, budget-friendly offerings, a 24/7 coffee shop, as well as diverse culinary options perfect for leisure, business, and family travelers.

The hotel also offers massage services to offer unparalleled relaxation and a blissful experience. With their skilled therapists, guests can indulge in some pampering to soothe their senses and nurture their well-being.

“A satisfying aspect for us is providing a safe and friendly environment for families and kids, to see them happy, and enjoying their time in the hotel. It’s touching when you see them sad to leave, wanting to come back or to stay more. It gives us happiness that we can achieve something good for these families,” El Zeer noted. 

In a business where every second counts, technology's ability to eliminate bureaucratic roadblocks and enable real-time decision-making has been a game-changer for Prime Asia Hotel. 

They harness technology to optimize operations, freeing up staff from tedious chores so they can concentrate on creating meaningful guest interactions. This helps them foster an environment where the team can thrive and guests feel truly valued.

Prime Asia Hotel powers the business with robust connectivity to facilitate seamless communication for guests and staff within the confines of the hotel.

Converge ICT Solutions Inc., their technology provider, plays a crucial role in this evolution by offering up-to-date solutions that complement the hotel's aspirations.

Their subscription to the business-grade fiber of Converge, flexiBIZ, sees to it that the connectivity remains fast and reliable, meeting the speed and consistency that travelers require.

“Today, even if you give the cleanest room, cook the best food, give the best service, the nicest smile and you are not providing a good reliable Wi-Fi connection, the guest will not be happy. Now we are on FlexiBiz. It's a very efficient, budget-friendly and reliable solution,” El Zeer said.

“Sometimes the guests have two or three gadgets in the same room, but we are not receiving any complaints about it. It's still working very well and very reliable,” he added. 

Beyond technology, Prime Asia’s success is nurtured by the core values it stands up for. Having their values at the core of their hiring decisions, they make sure that every staff member is motivated by a shared vision and goal.

For El Zeer, skills can be developed, but values are innate. Combining this with the necessary skills, the hotel is positioned to create a synergy that sets them up for exceptional service.

Undoubtedly, Prime Asia Hotel's future holds immense promise. As Prime Asia Hotel continues to stride forward, its commitment to guest-centricity and innovation remains unshaken. 

With this dedication, Prime Asia Hotel guarantees that each visitor leaves with treasured memories, a sense of belonging, and a promise to return.

How to Apply for a Pag-IBIG Loyalty Card, Rewards, and Discounts

Enjoy discounts and rewards PLUS the convenience of a Cash Card. 

Getting the Pag-IBIG Loyalty Card is very easy and can be done in just a few minutes. You can comply with the requirements written below and follow the general instructions on how to apply for it.

The Home Development Mutual Fund (HDMF), more commonly known as the Pag-IBIG Fund, has helped millions of Filipinos achieve their lifelong dream of owning a house. But do you know that the Pag-IBIG Fund also helps its members save money and enjoy exclusive rewards that are not available anywhere else? With the Pag-IBIG Loyalty Card, you can avail of exclusive discounts and perks at hundreds of business establishments nationwide.

Aside from housing and personal loans, members can also apply for a Pag-IBIG Loyalty Card that entitles them to exclusive discounts and rewards at more than 350 partner establishments such as supermarkets, restaurants, hotels, hospitals, schools, appliance stores, and even beauty salons. Using the Pag-IBIG Loyalty Card, you can potentially save thousands of pesos every month on groceries, restaurant meals, tuition fees, hospital bills, fuel expenses, and many more.

The Pag-IBIG Loyalty Card is a must-have for every Pag-IBIG Fund member. After all, who doesn’t want to save a few pesos on their living expenses? Those little expenses add up and before you know it, you will have saved thousands of pesos in a month. The amazing thing about the Pag-IBIG Loyalty Card is that it only costs ₱125 and there are no monthly or annual fees to keep your card active.

Pag-IBIG Loyalty Card Requirements and Eligibility

Before you proceed with your application, make sure that you meet the eligibility criteria and requirements for owning a Pag-IBIG Loyalty Card.

You may apply for a Pag-IBIG Loyalty Card as long as you meet the following criteria:

  • You must have a Pag-IBIG Membership ID (MID) number.
  • You must be an active Pag-IBIG member or MP2 retiree member under Circular No. 407 who opted for an annual dividend payout.

If you meet the aforementioned eligibility criteria, you can apply for a Pag-IBIG Loyalty Card by providing the following requirements:

1. Duly accomplished Loyalty Card Plus application form (HQP-PFF-108) that you can download from the Pag-IBIG website.

2. Valid ID acceptable to the Pag-IBIG Fund (1 original and 1 photocopy).

3. ₱125 application fee.

Pretty sure that you’re already excited to have your own Pag-IBIG Loyalty Card, so here's a  step-by-step guide to help you apply for one.

Step-by-Step Guide on How to Apply for a Pag-IBIG Loyalty Card Plus

At the moment, applications for the Pag-IBIG Loyalty Card Plus (LCP) can only be done in person at selected Pag-IBIG branches with LCP kiosks. Online application for the Pag-IBIG Loyalty Card is not yet available. You can use this branch locator to see a list of Pag-IBIG branches nationwide with LCP kiosks.

Are you ready to apply for your own Pag-IBIG Loyalty Card? Follow this comprehensive, step-by-step guide on how to get one.

Step 1: Download and Print the Pag-IBIG Loyalty Card Plus Application Form

The first thing you should do is to download the Loyalty Card Plus application form. After downloading the form, open the document using a free PDF reader such as Adobe Acrobat. If you are using Chrome on a desktop, the form will automatically open in a new tab so you don’t need to use a PDF reader.

You can also get the Pag-IBIG Loyalty Card Plus application form at any Pag-IBIG branch nearest you. Take note that you only need one (1) copy of the form.

Step 2: Fill Out the Pag-IBIG Loyalty Card Plus Application Form

  • The next step is to fill out the Loyalty Card Plus application form.
  • Fill out the application form in one (1) copy only.
  • Write all entries in BLOCK or CAPITAL LETTERS only.
  • Fields marked with an asterisk (*) are required.
  • Write N/A if the information is not applicable.

Don’t forget to write your 12-digit Pag-IBIG Membership ID (MID) number and the issuing partner bank (e.g. UnionBank, AUB) on the upper-right portion of the form. 

Step 3: Submit Application Form and Valid ID to Pag-IBIG

After completing the LCP application form, go to the nearest Pag-IBIG branch and submit it together with your valid ID. Pag-IBIG branches are open from 8:00 AM to 5:00 PM, Mondays to Fridays (except holidays).

The following is a list of valid IDs that are accepted by the Pag-IBIG Fund:

  • Passport
  • Philippine National ID (PhilID)
  • Unified Multi-Purpose ID (UMID)
  • Government Service Insurance System (GSIS) e-Card
  • Social Security System (SSS) Card
  • Driver’s License
  • Professional Regulation Commission (PRC) ID
  • National Bureau of Investigation (NBI) Clearance
  • Police Clearance
  • Postal ID
  • Voter’s ID
  • Barangay Certification, Barangay ID, or similar documents bearing a picture of the member
  • Senior Citizen Card
  • Integrated Bar of the Philippines (IBP) ID
  • Overseas Workers Welfare Administration (OWWA) ID
  • Overseas Filipino Worker ID
  • Seaman’s Book or Seafarer’s Identification and Record Book (SIRB)
  • Alien Certification of Registration or Immigrant Certificate of Registration
  • Government Office and GOCC ID (e.g. AFP ID, Pag-IBIG Fund Loyalty Card)
  • Certification from the National Council for the Welfare of Disabled Persons (NCWDP)
  • Department of Social Welfare and Development (DSWD) Certification
  • Company ID issued by private entities or institutions registered with, supervised, or regulated by the BSP, SEC, or IC

Step 4: Pay the Card Application Fee

Next, pay the ₱125 application fee to the bank representative. Take note that you should only pay the fee to the bank personnel assigned to the Loyalty Card Plus kiosk at the Pag-IBIG branch.

Step 5: Have Your Picture and Fingerprints Taken

The Pag-IBIG Loyalty Card Plus representative will take your picture, scan your fingerprints, and ask you to sign on the digital tablet. The representative will then request you to validate your information as shown on the computer monitor and will proceed with the onsite card personalization.

Step 6: Claim Your Pag-IBIG Loyalty Card

In less than an hour, you can claim your brand-new Pag-IBIG Loyalty Card Plus. You will receive your card along with the PIN mailer from the bank representative.

That’s it! You can now start using your Pag-IBIG Loyalty Card to avail of discounts, receive loan proceeds, withdraw money from ATMs, and many more. 

For ease and convenience in managing your prepaid or savings account, don’t forget to link your card to the issuing bank’s mobile banking application. For cards issued by Asia United Bank, you can link your card to the Hello Pag-IBIG app. UnionBank-issued cards can be linked to the UnionBank Online app.

Pag-IBIG Loyalty Card Partners and Discounts

Using your Pag-IBIG Loyalty Card Plus, you can score exciting discounts and perks at more than 350 partner establishments including restaurants, supermarkets, hotels, appliance stores, hospitals, gas stations, and even universities. Check out this list of selected companies and merchants that give you rewards and discounts of up to 50% when you present your Pag-IBIG Loyalty Card.

The Pag-IBIG Loyalty Card is worth getting as it allows you to save hundreds or even thousands of pesos every month on food, groceries, fuel, medicine, tuition fees, and many more. Not only that, you’ll also get your own savings account that lets you deposit money and withdraw cash from any BancNet ATM. Don’t forget to link your card with your bank’s mobile app to enjoy 24/7 online banking using your smartphone.

To know more about the Pag-IBIG Loyalty Card and its benefits, visit the Pag-IBIG website or email

Saturday, September 16, 2023

Converge and BlastTV Introduce Studio Universal for the First Time in Southeast Asia

Leading fiber broadband provider Converge ICT Solutions Inc. (PSE:CNVRG) announced to its subscribers the launch of Studio Universal for the first time in Southeast Asia on BlastTV, a streaming TV service owned and operated by Tap Digital Media Ventures (TapDMV).

A curated cinematic experience offering movies from all genres, Studio Universal, from NBCUniversal International Networks & Direct-to-Consumer, offers a range of titles from the hottest blockbusters to evergreen classics, including various films from the hit Fast & Furious, Despicable Me, Jurassic Park, and Jurassic World franchises.

Converge and TapDMV previously unveiled their collaboration at an official press event on August 8 at Uptown Mall in Uptown Bonifacio. The event revealed BlastTV’s wide range of genre-based entertainment channels, such as Blast Action, Laff, Crime TV, Talk Shows, Blast Cinema, Fear, Family Movies, Reality TV, Comic U, Showcase Drama, and Game Show Central, as well as Video on Demand and catch-up content available to watch on the viewer’s own time.

"Our collaboration with TapDMV to bring BlastTV to our subscribers' homes through our Watch Now, Pay Zero initiative is just another triumph in our goal to achieve digital democracy in the Philippines. Converge is more than ready to provide instant, seamless, and HD-optimized entertainment to all Filipinos. By offering Studio Universal within BlastTV, streaming has never been more exciting!” added Converge Chief Operations Officer Jesus C. Romero.

Peter Chan Liong, COO of TapDMV, which owns Blast TV, commented on the team-up: “Studio Universal's extensive portfolio of blockbuster titles will not only enhance the viewing experience for BlastTV subscribers but will further solidify our position as a leading platform for premium entertainment content in the region."

For more details about Studio Universal on BlastTV, follow Converge and BlastTV on Facebook: and

BlastTV is available in the Philippines for all Converge subscribers. Just log in to

Friday, September 15, 2023

IQ and EQ for a school-ready and future-ready kid

Celebrity Mom Coleen Garcia, child wonder Annika Co, and child-development experts share tips on developing higher IQ and EQ for kids

A new school year has started! Aside from excitement, kids as well as their parents may also feel anxious about whether they are ready to face the new challenges in school. This is why a lot of preparation is needed, especially since many schools are now going back to face-to-face classes.

School readiness is often measured by the kids’ ability to read and write before school starts. However, aside from their physical and cognitive skills, parents should also give importance to the development of their child's EQ, which involves social and emotional skills.

With children now more dependent on technology, their exposure and activities outside their homes may cause fears, anxieties, and even delayed brain development. Parents get more anxious during school opening season, plagued by the thought that they may not be doing enough to prepare their kids for school.

In an event presented by Enfagrow A+ Four NuraPro called "Getting Kids School-Ready, Future Ready!" actress-TV host Iza Calzado-Wintle talked to fellow parents and experts about ways to develop children’s IQ and EQ to make them ready for challenges and have a smooth transition into the new school year.


Tina Zamora, Directress of Nest School for Whole Child Development, stressed the importance of determining which learning approach is best for your kids.

"It starts with understanding your child's learning style and interests. Montessori education centers on self-directed learning and hands-on exploration. If they thrive in structured environments and value clear guidelines, traditional learning might be suitable. On the other hand, if they're curious, creative, and enjoy exploring progressive learning could be a better fit."

Dr. Ma. Theresa Arranz-Lim, founding member and former president of the Philippine Society for Developmental and Behavioral Pediatrics, further explained how the different learning approaches help shape children’s IQ and EQ.

"Adopting the growth mindset is very relevant now—applying what you’ve learned, accepting feedback, and learning from mistakes. Children are happier when they are affirmed; they feel safe and protected. Whether it's Montessori, traditional, or progressive, giving the best care to children helps them become smart and emotionally aware kids. Keep in mind that every child is unique."

For example, child star Annika Co has showcased her wit and talents in her TV appearances.

According to her parents, Adrian and Anne Co, Annika has been using the applied learning approach as part of her homeschooling since she was 6 years old. As supportive parents, they just allowed their child to do whatever activities would help her develop her talents further.

Adrian and Anne related, "Our parenting style is tactical—we expose her and involve her. An example of how she learns math better and finds it interesting is that when we go to the grocery store, she will do simple addition, subtraction, and multiplication. Also, consistency is key, so both of us have the same rules and set of values. We don’t want to confuse Annika."

Celebrity mom Coleen Garcia shared the same experience with her son, Amari.

"We spend a lot of time with him and expose him to various experiences because we want Amari to adapt to different environments and interact with people. When we were in Paris, we rode buses and trains, and when we were at home, we exposed him to everyday chores like laundry day, cooking time, etc. We are doing it slowly, using a lot of intuitive tools. That way, we can observe his learning interests.

Educator Tina Zamora approves of Coleen and Annika’s parents’ way of enriching their kids’ learning experience. In addition, s/he said communicating these experiences to their teacher would help make them school-ready.

"It’s true what they say: it takes a village to raise a kid. The key is collaboration among teachers, parents, and caregivers. We need to observe and see their strengths and weaknesses so we can give them an essential support system.


Being a parent means wanting the absolute best for our child. It's not only about teaching them things but also about helping them be kind and strong in this big world.

Enfagrow A+ Four stands alongside parents on this journey with the belief that a strong mind and a kind heart go hand in hand in making them ready for school.

Dr. Lim reminded parents of the importance of early nutrition to sustain and aid children’s overall development.

"If you want your kid to have a higher IQ and EQ, start them early," she said.

"A well-balanced diet and drinking milk, particularly with essential components, help support brain development, memory, and focus, ultimately enhancing a child's cognitive abilities. And a well-nourished brain also supports emotional regulation and social interactions."

Dr. Lim gives samples of food that are rich in nutrients that are important for a child’s IQ and EQ development.

MFGM, which stands for Milk Fat Globule Membrane, is an important nutrient and contains bioactive compounds that support brain development, including cognitive function and emotional development, and overall growth in children."

To further help boost their IQ and EQ, experts still advise toddlers to drink milk regularly. Enfagrow A+ Four Nurapro and Enfagrow Gentlease 3+ are the only milk formula among staged milk with MFGM that is clinically proven to help give higher IQ and EQ to last until school age, with proper nutrition and stimulation. For kids with sensitive tummies, there is Enfagrow Gentlease 3+ with PHP (partially hydrolyzed proteins), a nutrient that aids a child’s digestion and gut health (with proper nutrition and stimulation).

Adding Enfagrow A+ Four Nurapro and Enfagrow Gentlease 3+ to your kid’s regular meal is a proactive way of helping kids develop fully and be school- and future-ready together with proper nutrition and stimulation.

If you want to know more about MFGM, visit

Thursday, September 14, 2023

EcoVerse Experience at SM City East Ortigas

EcoVerse Experience at SM City East Ortigas

Imagine traveling on a breathtaking journey that transcends boundaries and takes us from our beloved Mother Earth to the very heart of the universe. How cool is that? 

Get ready to embark on this immersive, multi-media art intertwined to create a parallel odyssey that traverses our planet by going to the EcoVerse Experience at SM City East Ortigas!


An immersive multi-media art journey from Earth to the Universe Consists of 4 Instagrammable areas:

Room 1: Earth and Hyperspace

Immerse in the rich diversity of Earth and nature. Explore the breathtaking landscapes and scenery providing a sense of presence and connection with nature

Room 2: Vivid Grounds

Step into a space of brilliance and wonder with a symphony of illumination and reflections. A garden of sparkles and illusions transcending every corner of the room with creativity and imagination.

Flower Forrest

Get lost in the enchanting world of colorful and vibrant flower forest installations. The larger-than-life blooms come in different varieties such as daisies and roses to name a few.

PIVOT DOME: Earth to Universe

Take a trip from Earth to outer space and learn more about the planets and the solar system. Enjoy the magic of the universe in our 360-degree dome.


1. Shoes and other kinds of Footwear are not allowed inside the Ecoverse facility.

2. Wearing socks are required inside the Ecoverse facility.

3. Avoid doing activities that could result in damage to furniture. 4. Customers can only stay inside the Ecoverse facility for only 15 minutes.

5. A maximum of 5 individuals can go inside the rooms.

6. Customers are requested to help maintain the cleanliness of the Ecoverse.

7. SM and its employees shall not be liable for accidents, injuries, or losses that take place inside the facility. To maintain the security of the facility, the Ecoverse staff may ask the customers to leave the premises for non-cooperation, unruly behavior, or failure to comply with Ecoverse Rules and Regulations.

8. All personal data is protected under Republic Act. No 101/3 (the "Data Privacy Act of 2012") and SM data protection policies.

9. While SM City East Ortigas exercises due diligence to keep the premises of its facilities secure, everyone is enjoined to take care of their personal belongings. SM shall not be liable to the customer for any loss, damage, cost, or expenses suffered or incurred by the customer and arising from the customer's use of the facilities.

How to get your EcoEx PASSES?

- Present any P 1,000 single or accumulated receipt from anu establishment At SM City East Ortigas within the promo period and get FOUR (4) EcoEx Passes

For Students present any P 100 single or accumulated receipt from any establishment At SM City East Ortigas within the promo period and get ONE (1) EcoEx Pass 

ECOVERSE EXPERIENCE an immersive multi-media art journey will run from Sept 14- 24, 2023. Visit SM City East Ortigas Facebook page for more details.