Tuesday, March 29, 2022

Home Safe Home: Importance of Fire Insurance


Our home is our abode of hopes and dreams, however, any mishap like fire can arise to destroy the sweetness and beauty of our house. Uncertainty is often a component of life, and expenses are always around the corner.

Our house is our most worthy and important asset. Not only due to a financial point of view but because our house is the place where we built our fondest memories with our family, here, we are safe. Would we leave our home unprotected? We need to make sure that our house is secured from any mishap, especially fire.

Here in the Philippines, we observe fire prevention month in March because it was the time of year with the highest number of fire incidents in the country.

There are times that we cannot prevent fire from happening irrespective of how careful we are so we should always be prepared for cases like these. At least, somehow, you know you can get cash assistance that can help you and your family start again. 

Fortunately, Cebuana Lhuillier is offering ProtectMAX.

Cebuana ProtectMAX

Cebuana Lhuillier’s ProtectMAX is an economical microinsurance product designed for people aged 7 to 70 years old, in good health condition, and are actively performing daily normal chores of life prior to the effective date of the insurance coverage.  It has Death Benefit, Accident or Sickness Emergency Cash Assistance, Accidental Dismemberment, and/or Disablement, Murder and Unprovoked Assault, and Residential Fire Reconstruction cash assistance. 

For as low as P50, each Confirmation of Cover (COC)  certificate is valid for four (4) months from the date of issuance and may be availed up to a maximum of 5 certificates per insured.

Qualified beneficiaries:
• Legal Spouse
• Child of legal age (18 years old)
• Parents – Mother/Father
• Siblings – of legal age and single; married

Fire Cash Assistance Benefit Exclusions (Underwritten by Pioneer Insurance and Surety Corporation)

Loss or damage occasioned by or through or in consequence, directly or indirectly, of any of the following:

1. Arson

2. War, invasion, mutiny, riot, rebellion, revolution, military or unsure power,

3. Ionizing radiation or contamination by radioactivity from any nuclear fuel or any nuclear waste,

4. Burning of the property by order of any public authority.

ProtectMax is not just for fire assistance. For P50  you are covered with P20,000 accidental death, up to P20,000 accidental dismemberment &/or disablement, a sub-limit of P5000 for murder and unprovoked assault, P5,000 death benefit, P1000 emergency expense benefit.

You can avail of ProtectMAX altogether Cebuana Lhuillier branches nationwide. Protect your properties and loved ones today! 

Visit https://www.cebuanalhuillier.com/types-of-insurance-you-should-own-to-keep-you-protected/.

1 comment:

  1. Safety and security! "Home Safe Home " for this fire insurance! Thanks for sharing this with us